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Refinance your Loan

Take advantage of better rates on the market and refinance your loan in less than 15 minutes.

Rated 5/5 by hundreds of clients

Limited Time Offer: Get up to $4,000 cash back on settlement

Find a better loan in less than 5 minutes

Find a better loan

Refinancing your loan for Australians

Refinancing a loan is the number one way our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there.

We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We're an expert Mortgage Broker and can help you find the best possible rate to refinance your home loan or investment loan.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across the country. We also have exclusive technology that allows you to digitally refinance your loan without ever needing to attend our office.

Compare your current home loan in less than 5 minutes.

We have access to thousands of products from banks across Australia. See how your current loan compares with the best deals in the market.

Interest rates as low as:

5.79%

Headline Rate*

5.82%

Comparison Rate*

Find a better loan

The Loan Process

1 Compare your current loan

See how much you could save by comparing your loan to 1000s of others currently available

2 Check you're eligible

We'll collect some person details to make sure banks will accept your application

3 Upload your documents

Take photos or upload your documents in our secure portal

4 Sit back and relax!

We'll prepare and submit your application on your behalf and keep you updated as it progresses

See why others are choosing Finance House to help with their loan:

Olivia

I was super impressed by how quick and easy it was to refinance. When we first got our loan there was a mountain of paperwork and documents to provide - this was way easier.

Bruce

I like to do things myself. When I saw that I could refinance online, I jumped at it. It was great knowing that there was someone in the background there to help.

Josh

I managed to save more than $400 a month on my home loan - a huge relief on our household budget. Even better, I managed to refinance from my couch in less than 20 minutes.

Common Questions:

What kind of interest rates can you offer?

We look at all the products available across Australia every day with our exclusive technology. This means we can search thousands of products in real time and make sure we're always recommending the best home loans for our clients.

Can you help self employed borrowers?

We know that Self Employed Borrowers have very specific needs so can help with making sure we find the right home loan for them. We can also assist with Low Doc and Alt Doc loans as well as Self employed loans.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We have exclusive technology that allows you to find a better loan in less than 5 minutes. We believe that we can find the best interest rate for you to refinance to, whether it's a home loan or investment loan.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Ready to find a better loan?

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Trustee for the O’Sullivan Family Trust ABN: 29 235 649 437, Credit Representative #482294 and is authorised under Australian Credit Licence 389328.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Names & Locations of users have been changed to protect their privacy and are illustrative only.